PayIoMa

Unified Payment Gateway for Seamless Business Growth

One integration. All payments. Zero hassle.
With PayIoMa payment solutions, businesses can collect UPI payments, process instant payouts, and stay fully compliant with escrow-backed security — all on a single platform.

Powering Businesses with Smarter Payment Solutions

About PayIoMa – Your Trusted Digital Payment Partner

At PayIoMa, we believe payments shouldn’t be complicated. Today, businesses struggle with multiple bank integrations, settlement delays, compliance issues, and rising fraud risks. That’s where we come in.

We provide a unified digital payment platform that connects you to India’s leading banks, PGs, and PAs with just one simple integration. From real-time UPI collections and bulk payouts to escrow-backed compliance and AI-powered fraud detection, PayIoMa ensures your business transactions are secure, seamless, and scalable.

Our mission is to empower startups, e-commerce platforms, marketplaces, and large enterprises with a future-ready payment infrastructure that saves time, reduces costs, and builds customer trust.

With PayIoMa, you don’t just process payments — you unlock opportunities to grow faster with confidence.

PayIoMa

One Integration. All Payments. Zero Hassle.

Simplify digital payments with a single integration. Access India’s top banks, PGs, and PAs — no multiple setups, no delays, just seamless transactions.
UPI Collections

Accept payments instantly via UPI QR codes and dynamic links. With real-time collections across India, your customers enjoy a fast, simple, and secure payment experienc

Instant Payouts

Disburse funds to vendors, partners, or customers in seconds. Automate bulk payouts and refunds to save time, reduce errors, and improve business efficiency.

Escrow Compliance

Stay fully RBI-compliant with escrow-backed fund flows. Enjoy transparent settlements that build trust and ensure your business always meets regulatory standards.

Fraud Protection

Protect your business with AI-powered fraud detection and real-time monitoring. Identify suspicious transactions instantly and keep your payments safe at scale.

Focus on growth. Leave payments to PayIoMa.

Smart Payment Solutions for Every Business Need

Our Services – Simplifying Payments with Technology

PayIoMa offers a complete suite of digital payment services in India designed to make transactions faster, safer, and more reliable. From UPI collections to bulk payouts, escrow-backed compliance, and AI fraud monitoring, we ensure that businesses of all sizes — startups, marketplaces, e-commerce, and enterprises — get the tools they need to grow without payment hassles.

UPI Collections

Accept instant payments via UPI QR codes and dynamic links. With real-time settlement, your customers get a seamless payment experience anytime, anywhere in India.

Bulk & Automated Payouts

Disburse salaries, vendor payments, or customer refunds instantly. Our automated payout solution reduces manual effort and improves efficiency.

Escrow Accounts & Compliance

Stay RBI-compliant with escrow-backed settlements. Build customer trust through transparent, secure, and regulated fund flows.

Smart Reconciliation

Eliminate hours of manual matching with our automated reconciliation system. Ensure accuracy across payments, statements, and payouts.

AI-Powered Fraud Protection

Protect your business with AI-driven fraud monitoring. Get real-time transaction scanning and block suspicious activities before they cause damage.

Flexible Access

Choose what fits your business best:
🔗 Easy API Integration
📊 User-Friendly Dashboard
📂 Bulk File Upload Options

The Hidden Struggles Behind Digital Payments

Why Payments Are Broken Today

Managing payments should empower growth, not create obstacles. Yet many businesses in India still face constant challenges that slow them down and impact profitability.

The Smarter Way to Handle Payments

Why Businesses Choose PayIoMa

Businesses across India trust PayIoMa because we combine speed, security, and scalability into one unified payment platform. Whether you’re a startup, marketplace, or enterprise, our solutions are built to help you grow faster with complete confidence.

Scale Faster with PayIoMa

Stop juggling multiple integrations and compliance worries. With PayIoMa, you get one platform for UPI collections, instant payouts, escrow-backed compliance, and AI-powered fraud protection — everything your business needs to grow with confidence.

Let’s simplify your payments and accelerate your growth today.

The PayIoMa Advantage

What Makes PayIoMa Different?

PayIoMa stands out as more than just another payment solution. We combine technology, compliance, and business-first design to deliver unmatched simplicity and security for digital payments in India.

Frequently Asked Questions

We know payments can feel complex. That’s why we’ve answered the most common questions about PayIoMa’s digital payment solutions — so you can make the right choice with confidence.

Yes. PayIoMa ensures full escrow-backed compliance and transparent settlement flows, making it 100% RBI-compliant.

All payouts are instant, whether to vendors, employees, or customers — no waiting, no delays.

Not at all. With PayIoMa, one integration connects you to leading banks, PGs, and PAs across India.

Our AI-powered fraud detection system continuously monitors transactions, instantly flagging and blocking suspicious activity.

PayIoMa is built for startups, e-commerce platforms, marketplaces, gaming apps, and enterprises — any business that wants secure, scalable, and smart payments.

You can integrate via APIs, use our dashboard, or upload bulk files — whichever fits your business workflow best.

The PayIoMa Advantage

What Makes PayIoMa Different?

PayIoMa stands out as more than just another payment solution. We combine technology, compliance, and business-first design to deliver unmatched simplicity and security for digital payments in India.

Testimonials

What Our Clients Say About PayIoMa

PayIoMa helped us integrate payments quickly without heavy tech costs. UPI collections and instant payouts have made our cash flow smoother than ever

Startup Founder – E-commerce

Salary disbursements used to take hours. Now, with PayIoMa’s bulk payouts, everything is automated and employees get paid instantly.

Enterprise HR Manager

Managing vendor payments and compliance was a big challenge. With escrow-backed settlements, PayIoMa gave us transparency and peace of mind.

Marketplace Owner

Refunds are critical for us. PayIoMa’s instant payouts and fraud protection gave our users confidence and boosted retention.

Gaming Platform CEO

Get in Touch with PayIoMa

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